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Becoming an Education First FCU member is as easy as 1, 2, 3. 

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Livingston, Meet Education First FCU!

There's something special about East Texas communities, and Livingston is no exception. That's why we're excited to be part of Smoke in the Pine BBQ Cook-Off and have the opportunity to connect with the people who make this community such a great place to call home.

At Education First Federal Credit Union, we've spent more than 75 years helping Southeast Texans reach their financial goals. Whether you're saving for the future, shopping for a vehicle, or simply looking for a better everyday banking experience, we're here to help with friendly service and modern financial tools.


Membership Starts Here 

You don't have to be a teacher to become a member. If you meet any of the eligibility requirements below, we'd love to welcome you to Education First Federal Credit Union:

  • You live, work, worship, or attend school in the following counties: Hardin, Liberty, Polk, Tyler and Trinity.
  • You are a current or retired East Chambers or High Island Independent School District employee.
  • You are a family member of an Education First member (e.g., spouse, children, parents, sibling).
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Let's Get Started!

Join today by completing our online Membership Application or by stopping by one of our convenient locations in Southeast Texas.

Become a Member

Let's Get This Membership Thing Rolling

Join today by completing our online Membership Application or by stopping by one of our 

convenient locations in Southeast Texas.

Enter For a Chance to Win!

Enter for a chance to win an Education First FCU Summer Beach Basket filled with everything you need for a fun day in the sun. 

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Great Rates

Offering attractive deposit rates and affordable loan rates, EFFCU is your go-to choice for all of your banking needs.

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Exceptional Service

At Education First FCU, we focus on understanding your goals and prioritizing your needs.

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Rewards

You're in for a treat! With the totalREWARDS debit and credit card, you can earn rewards or cash back on all purchases.

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Convenient Banking

With various banking options, you can manage your finances however you prefer—using your mobile device, online, or visiting a branch.

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Switching

Switching is Simple

Looking to move to Education First? Our switch kit makes it easy in 4 simple steps. 

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Member Perks

You'll feel like you've struck gold with unique promotions, special deals, and discounts from renowned brands.

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Business Banking? Yep. We do that, too! 

Whether you're operating independently as a sole proprietor, collaborating in a general partnership, contributing through a not-for-profit, or uniting people in an informal association or club, our range of business accounts is crafted to cater to the varied needs of any organization. Enhance your business by opening a business account at one of our numerous convenient locations. Learn more about what you'll need to open your business account. 

Have Questions? We're Here to Help.

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